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Services

Auto Insurance on the Treasure Coast

Protect your vehicle with coverage built for Florida roads. We help you find the right auto insurance at the right price—without the stress or confusion.

Drive With Confidence

Whether you’re commuting through Port St. Lucie, heading to work in Fort Pierce, or taking a weekend drive up the coast, you deserve auto insurance that fits your life and your budget.

As an independent agency, we shop multiple carriers to help you stay protected—no matter where the road takes you.

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What’s Included

What’s Covered by Auto Insurance

Standard Coverage May Include:

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Liability Insurance

Helps pay for injuries or property damage if you're at fault in an accident.

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Collision Coverage

Pays to repair your vehicle after a collision with another car or object.

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Comprehensive Coverage

Covers damage from theft, weather, flooding, falling objects, and more.

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Uninsured/Underinsured Motorist

Protects you if you’re hit by a driver with little or no insurance.

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Personal Injury Protection (PIP)

Helps cover medical expenses regardless of who is at fault—required in Florida.

Optional add-ons may be available depending on the carrier.

Why Work With Us

Why Choose Barbie Prem Insurance Agency for Auto Insurance

Local Knowledge

We understand the challenges of driving in Florida—from storm-related damage to rising insurance rates—and help you choose coverage that fits your needs.

Flexible, Affordable Options

We work with carriers like Progressive, Travelers, Bristol West, and National General to help you find the best combination of coverage and price.

Friendly, Local Service

When you need help, you speak with a local agent who knows your area and cares about your peace of mind.

Frequently asked questions

Auto Insurance FAQs

What does car insurance typically cover?

Most policies include liability, PIP, collision, and comprehensive coverage to protect you, your vehicle, and others on the road. Your exact coverage depends on the options you choose and what your carrier offers.

Can I bundle auto and home insurance?

Yes, many carriers allow bundling and often offer discounts for doing so. It can simplify your insurance and help you save money.

How does my driving record affect my rate?

Accidents, tickets, and violations can raise your premium because they signal higher risk to insurers. A clean driving record usually helps keep your rate lower.

Do I need comprehensive coverage?

Comprehensive protects your car from theft, weather damage, and other non-collision losses. It’s a good idea if your vehicle is newer or expensive to repair.

Can I switch insurance at any time?

Yes, you can switch policies at any time as long as you avoid a lapse in coverage. Our team can help you time everything correctly and handle the transition.

Let’s Protect
Your Drive

Get the auto insurance you need—without the hassle.

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