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Services

Homeowners Insurance on the Treasure Coast

Protect your home and everything in it with a policy built for Florida living. We help you find the right plan at the right price, with guidance you can trust.

Safeguard What Matters Most

Your home is more than a building. It’s where your life unfolds. Let us help you keep it safe from fire, storms, theft, and more with homeowners insurance designed for the unique risks of the Treasure Coast.

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What’s Included

What’s Covered by Home Insurance

Standard Coverage May Include:

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Dwelling Protection

Pays to repair or rebuild your home after a covered loss.

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Personal Belongings

Helps replace furniture, electronics, clothing, and other personal items.

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Liability Coverage

Protects you if someone is injured on your property.

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Loss of Use

Covers temporary living expenses if your home becomes unlivable after a covered event.

Optional endorsements may be available for jewelry, electronics, pet liability, and more—depending on the carrier.

Why Work With Us

Why Choose Barbie Prem Insurance Agency for Homeowners Insurance

We Understand Florida Risks

From hurricanes to unpredictable premiums, we help you navigate the challenges of homeownership on the Treasure Coast.

Flexible Coverage Options

We work with trusted carriers like Citizens, Universal, Heritage, Slide, American Integrity, Cypress, and more to help build a policy that fits your home and your budget.

Friendly, Local Service

No long wait times or confusing emails. Just a local team ready to help you—every step of the way.

Frequently asked questions

Home Insurance FAQs

What’s not covered under a basic home insurance policy?

Standard home insurance doesn’t cover flood damage, routine wear and tear, or certain high-value items without added endorsements. We can help you understand exactly what your policy includes.

How much home insurance do I need?

Most homeowners need enough coverage to rebuild their home and replace belongings after a major loss. We’ll help you estimate this so you’re properly protected without overpaying.

Can I pay with a credit card?

Many carriers do allow credit card payments, though options vary by company. We’ll let you know what payment methods your carrier supports.

Let’s Protect Your Home

Find a homeowners insurance policy that gives you peace of mind—rain or shine.