

Personal Insurance for Your Life on the Treasure Coast
From car accidents to rising water after a heavy storm, Barbie Prem Insurance Agency helps you prepare for the unexpected. We match you with the right coverage—without confusion, pressure, or the hard sell.
Protect What Matters Most
Whether you’re driving through Port St. Lucie or settling into your new home in Vero Beach, you deserve insurance that fits your lifestyle—and your budget.
As an independent agency, we partner with trusted carriers to bring you a range of personal protection options, flexible pricing, and real support from a local team that cares.


Our Personal Insurance Services
We offer tailored protection for Treasure Coast residents, including:

Auto Insurance
Affordable car insurance for everyday drivers.

Homeowners Insurance
Reliable home protection you can count on.

Flood Insurance
Stay prepared before the storm hits.

Why Barbie Prem Insurance Agency
Local Knowledge
We understand the risks that come with living on the Treasure Coast—from hurricanes to unpredictable rate changes. We live here too.
Options That Fit Your Life
We work with top carriers like Travelers, Progressive, Citizens, Universal, Heritage, Slide, and many others to help you find the right policy at the right price.
Help When You Need It
Our friendly, local team is here whenever you need advice, updates, or support—just the way Barbie served her clients.
Personal Insurance FAQs
Home insurance covers fire, theft, and weather damage—but not flooding. Flood insurance is a separate policy and highly recommended in Florida.
Yes! Bundling often saves money and simplifies your coverage. We’ll show you your options.
We’ll help you choose property damage, liability, and medical coverage to meet your needs and budget.
That depends on your home value, car model, local risk, and personal preferences. We’ll guide you through it.
In most cases, no. We’ll help you make a smooth transition to a better policy.
Yes. Even moderate-risk areas experience flooding in Florida. We strongly recommend it.
Let’s Find the Right
Coverage for You
Ready to simplify your personal insurance? Our team is here to help you compare, customize, and feel confident about your protection.
