Insurance Services on Hutchinson Island, FL

Protecting Hutchinson Island residents with personalized home, auto, and flood insurance backed by trusted carriers and true coastal expertise.

Hutchinson Island image

Creator: halbergman

Your Local Insurance Partner on Hutchinson Island

From beachfront condos to riverfront homes, life on Hutchinson Island comes with incredible beauty—and unique risks. At Barbie Prem Insurance Agency, we make insurance simple, affordable, and personal, with guidance from local experts who understand coastal living and the coverage it requires.

services

Insurance Solutions We Offer on Hutchinson Island

A young family stands happily outside their house, with coverage from an independent insurance agency in South Florida.

Homeowners Insurance on Hutchinson Island

Waterfront living requires strong, reliable protection. We help you compare policies that safeguard your home from hurricanes, wind damage, theft, fire, and unexpected events common to barrier island communities.

Cheerful family with dog looking out car window at the beach, insured by independent insurance agency in South Florida.

Auto Insurance on Hutchinson Island

Whether you're exploring the beaches, crossing the causeway, or commuting to the mainland, we help you find auto insurance that fits your driving habits and your budget with options from top carriers.

A modern living room is flooded with water, illustrating how flood protection by an independent insurance agency  is important.

Flood Insurance on Hutchinson Island

Flood risks are higher on barrier islands—making flood insurance essential. We offer both NFIP and private market flood policies to help protect your home and belongings from rising water.

Benefits

Why Choose Barbie Prem Insurance Agency on Hutchinson Island

Smiling family of four sitting on the floor in their living room with parents holding a cardboard roof above them.

Coastal Knowledge You Can Trust

Our team understands the challenges of living on or near the water—from storm surge to wind exposure—so we help you get the coverage you truly need.

A Legacy of Service

We proudly continue Barbie Prem’s tradition of care, compassion, and personalized support for every client we serve.

Options from Leading Carriers

We partner with respected insurers like Travelers, Progressive, Citizens, Universal, Heritage, Slide, and more to help you find the best fit.

Our Process

How We Work

01

Consult

We listen to your goals, concerns, and coverage needs.

02

Compare

We review and compare policies from top-rated carriers.

03

Customize

We tailor your coverage to your home, lifestyle, and budget.

04

Support

From claims to questions, our local team is here whenever you need help.

Testimonials

What Our Tradition Clients Say

Barbie Prem will get you the best homeowners rate there is. No games straight to the point. Their office always provide excellent communication and service.
Barbie Prem Insurance is the most personable agency I have ever dealt with. The staff is knowledgeable, pleasantly helpful and nonjudgmental. They will search for the best price for your budget. I will be calling them again shortly to get assistance for another member of my family.
We’ve been with Barbie Prem for quite some time for homeowners and cars and motorhome. I simply feel as though this is a terrific company with good rates and absolutely excellent customer service! Another company gave me a runaround, terrible service and lies.
I have been a client for over 20 years!! I highly recommend the Barbie Prem team! Super personable, Professional and will get you the best deal available!!!
Barbie Prem is one of the best Insurance Agencies in the Treasure Coast area! My family has used their services since the ‘90’s. As a Realtor, I have high confidence in recommending them to anyone I know needing insurance!
risa himaras
Ian G
Barbie Prem is absolutely incredible! Got me the best rate for my car insurance. And saved me over a thousand dollars for the year! Look nowhere else then to Barbie prem for any policy!
risa himaras
Priscilla Reusch
Awesome service! If you are looking for great Home Owner's Insurance call Barbie Prem, they will find the BEST price for you!
The Barbie Prem team are the very best.. they have saved my family and friends thousands each year. They will work hard for the average guy to get the best rates..I truly love all of them, and owe them a debt of gratitude.
faq

Frequently Asked Questions

Do you offer flood insurance on Hutchinson Island?

Yes—flood protection is available through both NFIP and private carriers and is highly recommended for coastal homes.

Can I bundle home and auto insurance?

Yes, many carriers offer discounts when you combine your home and auto policies.

Do you offer commercial insurance?

No, we provide personal insurance only—home, auto, and flood coverage.

Locations

Our Other Service Areas

Looking for insurance services nearby? We proudly serve:

Port Saint Lucie

Tradition

Stuart

Fort Pierce

Palm City

Sebastian

Hobe Sound

Jupiter

Vero Beach

Ready to Get Covered on Hutchinson Island?

We make it easy to get the protection you need, with local agents who understand coastal living and the coverage it requires.