Insurance Services in Vero Beach, FL

Protecting Vero Beach residents with personalized home, auto, and flood insurance backed by trusted carriers and real local expertise.

Get a Quote Call (772) 236-7000

Aerial view of Vero Beach, Florida, featuring a long stretch of quiet sandy shoreline along the Atlantic Ocean. Residential neighborhoods with tree-lined streets and coastal homes sit just inland, while mid-rise condominiums overlook the beach. The Indian River Lagoon and a bridge crossing the waterway are visible in the distance, highlighting Vero Beach’s scenic blend of oceanfront and riverfront landscapes

Your Local Insurance Partner in Vero Beach

From the beachfront neighborhoods on the barrier island to the charming homes in Vero Beach’s historic districts, this community offers a lifestyle that deserves dependable protection. At Barbie Prem Insurance Agency, we make insurance simple, affordable, and personal—with guidance from agents who understand the unique needs and risks of Indian River County.

services

Insurance Solutions We Offer in Vero Beach

A young family stands happily outside their house, with coverage from an independent insurance agency in South Florida.

Homeowners Insurance in Vero Beach

Whether you live near the ocean or inland, we help you compare homeowners insurance built for Florida’s storms, wind, fire, theft, and everyday unexpected events. Our team works with top carriers so you get reliable protection at a fair rate.

Cheerful family with dog looking out car window at the beach, insured by independent insurance agency in South Florida.

Auto Insurance in Vero Beach

From commuting on Route 60 to leisurely drives along Ocean Drive, we help you find auto insurance that fits your lifestyle, your driving habits, and your budget—offering flexible options from trusted carriers.

A modern living room is flooded with water, illustrating how flood protection by an independent insurance agency is important.

Flood Insurance in Vero Beach

Coastal and low-lying areas across Vero Beach make flood insurance a smart choice for many homeowners. We offer NFIP and private flood options so you can protect your home and belongings from rising water.

Get a Quote Call (772) 236-7000

Benefits

Why Choose Barbie Prem Insurance Agency in Vero Beach

Office interior with black chairs lined up along a yellow wall, desks with computers, plants, and decorative rugs on a white floor.

Local Agents Who Know Your Area

Our team understands Vero Beach’s coastal risks, neighborhood layouts, and weather patterns—and helps you select coverage that fits your home and lifestyle.

A Legacy of Service and Integrity

We continue Barbie Prem’s mission of honest guidance, compassion, and personal support for every client.

Flexible Options from Trusted Carriers

We work with Travelers, Progressive, Citizens, Universal, Heritage, Slide, and more—giving you dependable choices and fair pricing.

Our Process

How We Work

Consult

We take the time to learn your needs and coverage goals.

Compare

We shop policies from respected personal insurance carriers.

Customize

We tailor your coverage to your home, lifestyle, and budget.

Support

If you ever need help—from claims to questions—our local team is here for you.

Get a Quote Call (772) 236-7000

Testimonials

What Our Vero Beach Clients Say

Luci Lopez

Barbie Prem will get you the best homeowners rate there is. No games straight to the point. Their office always provide excellent communication and service.

Stacey DeJesus

Barbie Prem Insurance is the most personable agency I have ever dealt with. The staff is knowledgeable, pleasantly helpful and nonjudgmental. They will search for the best price for your budget. I will be calling them again shortly to get assistance for another member of my family.

Chris Russell

We’ve been with Barbie Prem for quite some time for homeowners and cars and motorhome. I simply feel as though this is a terrific company with good rates and absolutely excellent customer service! Another company gave me a runaround, terrible service and lies.

Crystal Dempers

I have been a client for over 20 years!! I highly recommend the Barbie Prem team! Super personable, Professional and will get you the best deal available!!!

Susann Purificato

Barbie Prem is one of the best Insurance Agencies in the Treasure Coast area! My family has used their services since the ‘90’s. As a Realtor, I have high confidence in recommending them to anyone I know needing insurance!

Ian G

Barbie Prem is absolutely incredible! Got me the best rate for my car insurance. And saved me over a thousand dollars for the year! Look nowhere else then to Barbie prem for any policy!

Priscilla Reusch

Awesome service! If you are looking for great Home Owner's Insurance call Barbie Prem, they will find the BEST price for you!

Donna Oneil

The Barbie Prem team are the very best.. they have saved my family and friends thousands each year. They will work hard for the average guy to get the best rates..I truly love all of them, and owe them a debt of gratitude.

faq

Frequently Asked Questions

Do you offer flood insurance in Vero Beach?

Yes—we offer both NFIP and private flood insurance options for homes throughout Vero Beach.

Can I bundle my home and auto insurance?

Yes—many carriers provide bundle discounts to help you save on your coverage.

Do you offer commercial or business insurance?

No—we specialize solely in personal insurance: home, auto, and flood.

Locations

Our Other Service Areas

We proudly serve nearby Treasure Coast communities, including:

Port Saint Lucie

Tradition

Hutchinson

Stuart

Fort Pierce

Palm City

Sebastian

Hobe Sound

Jupiter

Ready to Get Covered in Vero Beach?

Protect your home, vehicle, and belongings with guidance you can trust from local agents who understand your community.

Get a Quote Today Call (772) 236-7000