Insurance Services in Sebastian, FL

Protecting Sebastian residents with personalized home, auto, and flood insurance backed by trusted carriers and real local expertise.

Get a Quote Call (772) 236-7000

Aerial view of a coastal bridge over turquoise water with a boat leaving a white trail and a beach with people near green vegetation.

Your Local Insurance Partner in Sebastian

From quiet riverfront neighborhoods to the lively shops and parks along Indian River Drive, Sebastian offers a relaxed coastal lifestyle—and unique insurance needs. At Barbie Prem Insurance Agency, we make insurance simple, affordable, and personal, with guidance from agents who understand the risks and rewards of living on Florida’s east coast.

services

Homeowners Insurance in Sebastian

A young family stands happily outside their house, with coverage from an independent insurance agency in South Florida.

Homeowners Insurance in Sebastian

Whether you live near the river or further inland, we help you find homeowners coverage that protects your home from hurricanes, storms, fire, theft, and everyday damage. Our team compares multiple carriers to help you get dependable protection at a fair rate.

Cheerful family with dog looking out car window at the beach, insured by independent insurance agency in South Florida.

Auto Insurance in Sebastian

Whether you're commuting on US-1, driving along Roseland Road, or heading into Vero Beach, we help you find auto insurance that fits your lifestyle and your budget, with flexible options from top-rated carriers.

A modern living room is flooded with water, illustrating how flood protection by an independent insurance agency is important.

Flood Insurance in Sebastian

Even outside designated flood zones, heavy rains and rising water can cause unexpected damage. We offer flood insurance through both NFIP and private carriers to help safeguard your home and belongings.

Get a Quote Call (772) 236-7000

Benefits

Why Choose Barbie Prem Insurance Agency in Sebastian

Smiling family of four sitting on wooden front porch steps with a large white dog wearing a blue bandana.

Local Agents Who Understand Coastal Living

Our team knows Sebastian’s waterways, weather patterns, and unique risks—and we help you choose coverage that truly fits your needs.

A Legacy of Care and Service

We proudly carry forward Barbie Prem’s values of honesty, compassion, and personalized guidance for every client.

Choices from Trusted Insurance Carriers

We partner with Travelers, Progressive, Citizens, Universal, Heritage, Slide, and more to provide reliable choices and fair pricing.

Our Process

How We Work

Consult

We learn about your home, lifestyle, and goals.

Compare

We shop policies from trusted insurance carriers.

Customize

We tailor your coverage to your budget and protection needs.

Support

We’re here whenever you have questions or need help with a claim.

Get a Quote Call (772) 236-7000

Testimonials

What Our Sebastian Clients Say

Luci Lopez

Barbie Prem will get you the best homeowners rate there is. No games straight to the point. Their office always provide excellent communication and service.

Stacey DeJesus

Barbie Prem Insurance is the most personable agency I have ever dealt with. The staff is knowledgeable, pleasantly helpful and nonjudgmental. They will search for the best price for your budget. I will be calling them again shortly to get assistance for another member of my family.

Chris Russell

We’ve been with Barbie Prem for quite some time for homeowners and cars and motorhome. I simply feel as though this is a terrific company with good rates and absolutely excellent customer service! Another company gave me a runaround, terrible service and lies.

Crystal Dempers

I have been a client for over 20 years!! I highly recommend the Barbie Prem team! Super personable, Professional and will get you the best deal available!!!

Susann Purificato

Barbie Prem is one of the best Insurance Agencies in the Treasure Coast area! My family has used their services since the ‘90’s. As a Realtor, I have high confidence in recommending them to anyone I know needing insurance!

Ian G

Barbie Prem is absolutely incredible! Got me the best rate for my car insurance. And saved me over a thousand dollars for the year! Look nowhere else then to Barbie prem for any policy!

Priscilla Reusch

Awesome service! If you are looking for great Home Owner's Insurance call Barbie Prem, they will find the BEST price for you!

Donna Oneil

The Barbie Prem team are the very best.. they have saved my family and friends thousands each year. They will work hard for the average guy to get the best rates..I truly love all of them, and owe them a debt of gratitude.

faq

Frequently Asked Questions

Do you offer flood insurance in Sebastian?

Yes—both NFIP and private flood policies are available for all Sebastian neighborhoods.

Can I bundle my home and auto insurance?

Yes—many carriers offer savings when you bundle multiple personal policies.

Do you offer commercial or business insurance?

No—we provide personal insurance only: home, auto, and flood.

Locations

Our Other Service Areas

We proudly serve nearby Treasure Coast communities, including:

Port Saint Lucie

Tradition

Hutchinson

Stuart

Fort Pierce

Palm City

Hobe Sound

Jupiter

Vero Beach

Ready to Get Covered in Sebastian?

We make it easy to protect your home, vehicle, and belongings with local support and trusted carrier options.

Get a Quote Today Call (772) 236-7000