Insurance Services in Palm City, FL

Protecting Palm City residents with personalized home, auto, and flood insurance backed by trusted carriers and real local expertise.

Aerial view of a residential neighborhood with apartment buildings, houses, parking lots, and green trees.

Your Local Insurance Partner in Palm City

From gated golf communities to peaceful waterfront neighborhoods along the St. Lucie River, Palm City offers a lifestyle that deserves dependable protection. At Barbie Prem Insurance Agency, we make insurance simple, affordable, and personal, with guidance from licensed local agents who understand Martin County’s unique risks and needs.

services

Insurance Solutions We Offer in Palm City

A young family stands happily outside their house, with coverage from an independent insurance agency in South Florida.

Homeowners Insurance in Palm City

Whether you live in an established neighborhood or a newer riverside development, we help you find homeowners insurance that protects your home from hurricanes, theft, fires, storms, and more. Our team compares top carriers to help you get strong coverage at a fair price.

Cheerful family with dog looking out car window at the beach, insured by independent insurance agency in South Florida.

Auto Insurance in Palm City

From everyday commutes on the Turnpike or I-95 to family trips around Martin County, we help you find auto insurance that fits your lifestyle and your budget. Choose from flexible options from trusted carriers.

A modern living room is flooded with water, illustrating how flood protection by an independent insurance agency  is important.

Flood Insurance in Palm City

With heavy rain seasons and close proximity to waterways, flood insurance is important for Palm City homeowners. We offer NFIP and private flood options to protect your home and your belongings.

Benefits

Why Choose Barbie Prem Insurance Agency in Palm City

Woman with curly hair talking on a desk phone in a colorful floral shirt, seated at a desk with dual monitors, paper trays, and small plants.

Local Agents Who Know Your Area

Our team understands Palm City’s neighborhoods, growth, and weather-related risks—and we help you choose coverage that fits your life.

A Legacy of Personal Service

We proudly continue Barbie Prem’s commitment to honesty, compassion, and real support for every client.

Options from Trusted Carriers

We partner with Travelers, Progressive, Citizens, Universal, Heritage, Slide, and more—giving you dependable choices at competitive prices.

Our Process

How We Work

01

Consult

We take time to understand your needs and goals.

02

Compare

We shop multiple carriers to find strong, reliable options.

03

Customize

Your coverage is tailored to your home, lifestyle, and budget.

04

Support

Whenever you need help—from claims to questions—we’re here.

Testimonials

What Our Palm City Clients Say

Barbie Prem will get you the best homeowners rate there is. No games straight to the point. Their office always provide excellent communication and service.
Barbie Prem Insurance is the most personable agency I have ever dealt with. The staff is knowledgeable, pleasantly helpful and nonjudgmental. They will search for the best price for your budget. I will be calling them again shortly to get assistance for another member of my family.
We’ve been with Barbie Prem for quite some time for homeowners and cars and motorhome. I simply feel as though this is a terrific company with good rates and absolutely excellent customer service! Another company gave me a runaround, terrible service and lies.
I have been a client for over 20 years!! I highly recommend the Barbie Prem team! Super personable, Professional and will get you the best deal available!!!
Barbie Prem is one of the best Insurance Agencies in the Treasure Coast area! My family has used their services since the ‘90’s. As a Realtor, I have high confidence in recommending them to anyone I know needing insurance!
risa himaras
Ian G
Barbie Prem is absolutely incredible! Got me the best rate for my car insurance. And saved me over a thousand dollars for the year! Look nowhere else then to Barbie prem for any policy!
risa himaras
Priscilla Reusch
Awesome service! If you are looking for great Home Owner's Insurance call Barbie Prem, they will find the BEST price for you!
The Barbie Prem team are the very best.. they have saved my family and friends thousands each year. They will work hard for the average guy to get the best rates..I truly love all of them, and owe them a debt of gratitude.
faq

Frequently Asked Questions

Do you offer flood insurance in Palm City?

Yes—we provide both NFIP and private flood insurance options for Palm City homes.

Can I bundle my home and auto insurance?

Yes—many carriers offer discounts when you bundle your home and auto policies.

Do you offer business or commercial insurance?

No—we specialize only in personal insurance: home, auto, and flood.

Locations

Our Other Service Areas

We proudly serve nearby Treasure Coast communities, including:

Port Saint Lucie

Tradition

Hutchinson

Stuart

Fort Pierce

Sebastian

Hobe Sound

Jupiter

Vero Beach

Ready to Get Covered in Palm City?

We make it easy to protect your home, vehicle, and belongings with local agents, flexible options, and honest guidance.